Renters Insurance
Renters insurance is one of the most affordable ways to protect yourself. It covers your personal belongings, liability if someone gets hurt in your apartment, and temporary housing if your rental becomes uninhabitable. For less than the cost of a streaming subscription each month, you get real peace of mind.
Coverage Features
Every policy we write includes these core protections, tailored to your specific needs.
Personal Property
Covers your furniture, electronics, clothing, and belongings against theft, fire, vandalism, and water damage.
Liability Coverage
Protects you if a guest is injured in your rental or if you accidentally cause damage to the property or a neighbor's unit.
Additional Living Expenses
Pays for a hotel and meals if your rental is damaged by a covered peril and you cannot live there while it is repaired.
Medical Payments to Others
Covers minor injuries to guests in your rental regardless of fault, often preventing larger liability claims.
Off-Premises Coverage
Your belongings are covered even when they are not in your apartment, like items stolen from your car or hotel room.
Scheduled Personal Property
Extra coverage for high-value items like jewelry, musical instruments, and collectibles that exceed standard policy limits.
Why Families Choose Us
Extremely Affordable
Most renters policies cost $15-30 per month. That is less than most people spend on coffee and delivers real financial protection.
Bundle with Auto
Bundle renters with your auto policy for an average of 5-10% savings on auto, often making the renters policy essentially free.
Liability That Matters
Landlords can and do sue tenants for property damage. We make sure your liability limit is high enough to protect your savings and future income.
Ready to Get Covered?
We compare rates from 30+ A-rated carriers to find the best coverage at the most competitive price for your renters insurance needs.
Frequently Asked Questions
Get Affordable Renters Coverage
Comprehensive protection for less than a dollar a day.