HVAC Contractors Insurance

Insurance Designed for Heating & Cooling Professionals

HVAC contractors face unique risks — from refrigerant handling to service‑van accidents. We build policies that protect your business, your employees, and your equipment.

What We Cover

  • General Liability – Covers property damage, installation issues, and job‑site accidents.
  • Commercial Auto – Protects service vans, trucks, and fleet vehicles.
  • Tools & Equipment – Covers gauges, recovery machines, and diagnostic tools.
  • Workers Compensation – Protects technicians working in attics, crawlspaces, and rooftops.
  • Installation & Completed Operations – Coverage for post‑installation claims.

24 hour certificate turnaround

Carrier programs built for mechanical trades

Multi vehicle discounts for service fleets

Coverage that meets bid and contract requirements

Ready to Protect Your Business?

Get a commercial insurance review tailored to your industry. Compare rates from 30+ carriers. No obligation.