Contractor Insurance
Contractors face unique risks that standard business insurance does not adequately address. Our contractor insurance packages combine general liability, workers comp, commercial auto, tools & equipment, and surety bonds into one cohesive, competitively priced program tailored to your trade.
Coverage Features
Every policy we write includes these core protections, tailored to your specific operation.
General Liability
Core protection against third-party injury and property damage claims arising from your work on job sites and at client locations.
Workers Compensation
Required coverage for your crew that pays medical bills and lost wages for work-related injuries while protecting you from lawsuits.
Tools & Equipment
Coverage for your power tools, hand tools, and job-specific equipment whether at your shop, in your truck, or at a job site.
Commercial Auto
Protection for work trucks, vans, and trailers used to transport crews, materials, and equipment to job sites.
Builders Risk
Covers structures under construction against fire, weather, theft, and vandalism before the project is completed and handed over.
Surety Bonds
License and permit bonds, bid bonds, and performance bonds required by many project owners and government contracts.
Why Business Owners Choose Us
Trade-Specific Expertise
Roofers, HVAC, electricians, and plumbers each have different exposures. We build packages that match the actual risks of your specific trade.
Certificate Turnaround
Need a COI for a general contractor or municipality? We email certificates within minutes so you never hold up a project.
Warranty & Completed Operations
We include completed operations coverage that protects you from claims that arise months after you finish a job.
Ready to Get Covered?
We compare rates from 30+ A-rated carriers to find the best coverage at the most competitive price for your contractor insurance needs.
Frequently Asked Questions
Get Your Contractor Package
All-in-one coverage designed for your specific trade and operation size.