Commercial contractors and business owners across Alabama Georgia Florida Tennessee Mississippi
Industry-Specific Coverage

Commercial Insurance Solutions
Built For Your Industry

We understand that every industry faces different risks. Terry Insurance Group helps protect businesses across Alabama, Georgia, Florida, Tennessee, Mississippi & Texas with customized commercial insurance solutions.

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10 Industries Served

Industries We Serve

Deep expertise in contractor and commercial industries. We understand your trade and build coverage that actually protects your business.

30+
A-Rated Carriers
25+
Years Experience
500+
Businesses Insured
24hr
COI Turnaround
6
States Served
Roofing Contractors - Commercial Insurance Coverage

Roofing Contractors

500+ roofing contractors insured across the Southeast

Comprehensive insurance for roofing companies including general liability, workers comp, commercial auto, and tools & equipment coverage.

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HVAC Contractors - Commercial Insurance Coverage

HVAC Contractors

24-hour certificate turnaround for HVAC bid deadlines

Insurance packages for HVAC contractors covering service vans, liability, tools & equipment, and employee protection.

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Trucking Companies - Commercial Insurance Coverage

Trucking Companies

DOT-compliant filings included with every policy

DOT-compliant insurance for 18 wheelers, cargo coverage, fleet policies, and owner-operator programs.

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Construction Companies - Commercial Insurance Coverage

Construction Companies

30+ A-rated carriers shopped for every project

Full coverage for construction companies including liability, builders risk, equipment, and subcontractor protection.

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Industrial Maintenance - Commercial Insurance Coverage

Industrial Maintenance

Niche specialist — most agencies never cover this trade

Specialized coverage for industrial maintenance contractors working in manufacturing and processing facilities.

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Electricians - Commercial Insurance Coverage

Electricians

NEC code-aware policies built for electrical trades

Insurance for electrical contractors covering liability, workers comp, tools, and service vehicles.

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Plumbers - Commercial Insurance Coverage

Plumbers

Completed operations coverage included as standard

Insurance for plumbing contractors covering water damage liability, workers comp, tools, and service vehicles.

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Landscapers - Commercial Insurance Coverage

Landscapers

Seasonal adjustment programs — save in off-months

Insurance for landscapers covering liability, equipment, workers comp, and seasonal coverage.

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Small Businesses - Commercial Insurance Coverage

Small Businesses

BOP packages starting from $500 per year

Business Owner Policies and customized coverage for restaurants, retail shops, offices, and small businesses.

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Fleet & Commercial Auto - Commercial Insurance Coverage

Fleet & Commercial Auto

Fleet discounts of 15-25% per vehicle

Fleet insurance for delivery companies, service vehicles, and multi-vehicle commercial operations with fleet discounts.

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Why Choose Us

The Local Commercial Insurance Experts Who Understand Your Industry

Most insurance agencies sell generic policies. We build coverage around your specific trade. From roofing contractors climbing steep pitches to trucking companies managing DOT compliance, we know the risks you face because we have worked with hundreds of businesses just like yours across Alabama, Georgia, Florida, Tennessee, and Mississippi.

Trade-Specific Expertise

We understand the unique risks of roofing, HVAC, trucking, construction, and industrial trades. We speak your language and know what your contracts require.

Certificate Turnaround

Need a COI for a bid or job site? We email certificates within minutes so you never miss a deadline or opportunity.

30+ Carrier Shopping

As an independent agency, we compare rates from over 30 A-rated carriers to find your best coverage at the most competitive price.

Annual Coverage Reviews

As your business grows, your coverage needs change. We proactively review your policies every year to make sure you are never underinsured.

Insurance agent meeting with contractor business owner

Ready to Protect Your Business?

Get a commercial insurance review tailored to your industry. Compare rates from 30+ carriers. No obligation.

Call (205) 352-2335