Trucking & 18 Wheeler Insurance
Trucking operations face some of the most heavily regulated and litigious insurance requirements in commercial transportation. Our trucking insurance programs provide DOT-compliant primary liability, physical damage, cargo coverage, and non-trucking liability for owner-operators and fleet managers alike.
Coverage Features
Every policy we write includes these core protections, tailored to your specific operation.
Primary Auto Liability
DOT-required minimum liability coverage for bodily injury and property damage caused by your truck while operating for business purposes.
Physical Damage
Collision and comprehensive coverage that pays for repairs or replacement of your tractor and trailer after accidents, theft, or weather events.
Motor Truck Cargo
Protection for the goods you are hauling against theft, damage, and loss while in transit, with options for refrigerated and high-value freight.
Non-Trucking Liability
Bobtail insurance that covers your truck when you are driving it for personal use and not under dispatch from a motor carrier.
Trailer Interchange
Coverage for damage to trailers you do not own but are hauling under interchange agreements with other carriers or shippers.
Reefer Breakdown
Specialized coverage for refrigerated trucks that covers spoilage losses when your refrigeration unit breaks down during transit.
Why Business Owners Choose Us
DOT Filing Assistance
We handle your MCS-90 endorsement, BMC-91X filings, and state-specific DOT compliance requirements as part of our service.
Owner-Operator Programs
Whether you are leased to a motor carrier or running under your own authority, we have programs designed specifically for your operating model.
Fleet Experience Mod
For multi-truck operations, we actively manage your experience modification factor to keep long-term rates as low as possible.
Ready to Get Covered?
We compare rates from 30+ A-rated carriers to find the best coverage at the most competitive price for your trucking & 18 wheeler insurance needs.
Frequently Asked Questions
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DOT-compliant coverage for owner-operators and fleet operations.