Boat & RV Insurance
Your boat and RV are investments in adventure. Whether you dock on the Gulf Coast, camp in the Smokies, or cruise the lakes of Georgia and Tennessee, we protect your watercraft and recreational vehicles with specialized coverage that standard auto or home policies simply do not provide.
Coverage Features
Every policy we write includes these core protections, tailored to your specific needs.
Physical Damage
Covers repairs or replacement of your boat or RV after collisions, grounding, fire, theft, vandalism, and weather damage.
Liability Coverage
Protection for bodily injury and property damage caused by your boat or RV to others, including fuel spill liability for watercraft.
Personal Effects
Covers fishing gear, electronics, camping equipment, and personal belongings stored inside your boat or RV.
Towing & Assistance
On-water towing for boats and roadside assistance for RVs, including trip interruption reimbursement for lodging and meals.
Uninsured Boater
Covers injuries to you and your passengers when another boater without insurance causes an accident on the water.
Agreed Hull Value
For boats, agreed-value coverage pays the pre-agreed amount in a total loss, not depreciated market value like actual cash value policies.
Why Families Choose Us
Navigational Territory Flexibility
We match your policy's navigational limits to where you actually boat, from inland lakes to coastal waters, with no unnecessary restrictions.
Full-Time RV Options
If you live in your RV full-time, we offer full-timer coverage that replaces homeowners insurance with dwelling, liability, and personal property protection.
Trailer & Towing Equipment
Your boat trailer and towing vehicle are covered as part of a coordinated package, avoiding coverage gaps between your auto and watercraft policies.
Ready to Get Covered?
We compare rates from 30+ A-rated carriers to find the best coverage at the most competitive price for your boat & rv insurance needs.